Unisys Business Process Outsourcing
Solution overview
Lend smarter, serve borrowers better
Approve faster, reduce manual effort, and improve servicing. Unisys manages the end-to-end digital lending life cycle, from origination and underwriting to servicing and customer loans management, so your teams can focus on growth instead of process.
- Loan life cycle management: Cover origination, Know Your Customer (KYC) and Anti-Money Laundering (AML) verification, AI-assisted underwriting, servicing, and portfolio management in one service
- AI and workflow automation: Accelerate underwriting decisions and handle routine servicing tasks using AI-driven workflows and intelligent automation
- Loan Swift platform: Streamline auto lending with AI-driven workflow automation and intelligent document processing
- Modular, cloud-ready architecture: Integrate with core banking systems through an API-first approach without overhauling existing infrastructure
- Cut approval times: Accelerate origination and servicing through adaptive AI and automated workflows
- Lower cost-to-serve: Reduce manual interventions and operational overhead across the loan life cycle
- Compliance by design: Meet KYC, AML, and responsible lending requirements with controls embedded across jurisdictions
- Scale with confidence: Handle growth in volumes and new products while simplifying operational complexity
Unisys BPO streamlines digital lending and payment services for banks — powered by AI, embedded compliance, and flexible delivery models.
Clear more checks, spend less doing it
Every check your bank processes carries cost, compliance risk, and fraud exposure. By outsourcing payment services to Unisys, you get end-to-end coverage, from capture and verification to clearing, settlement, and archiving, with AI-powered automation and embedded compliance controls that maintain accuracy.
- End-to-end check processing: Manage the full check life cycle through multi-channel capture, AI digitization, fraud detection, clearing, and archiving
- AI-powered fraud defense: Detect fraud in real time using proprietary risk and fraud technology with built-in signature verification
- Flexible delivery models: Optimize costs with onshore, nearshore, and offshore options from bank-accredited facilities across Europe and APAC
- Compliance by design: Meet multi-jurisdictional requirements with liability-aware controls and embedded regulatory checks
- Lower per-check costs: Reduce cost-per-transaction through automation and flexible delivery models
- Accelerate clearing: Speed check processing to same-day settlement with AI-driven OCR and workflow automation
- Defend against fraud: Protect assets with RaFTS-powered detection, signature verification, and real-time risk scoring
- Stay audit-ready: Meet compliance requirements with liability-aware controls and built-in reporting dashboards
Unisys BPO streamlines digital lending and payment services for banks — powered by AI, embedded compliance, and flexible delivery models.
How to deliver better mortgage experiences with compliant-by-design processes
The mortgage industry is balancing several strategic goals, but one reigns supreme: meeting your regulatory obligations. Frequently, this means adding people to an already manual and cumbersome process, which can lead to increased costs and poor customer experiences.