Urbis – Core Banking Solution
Banks with aging systems find they are simply incapable of supporting today’s business processes, new modes of doing business and the need for customer-centricity. For most banks, these requirements place pressure on the evaluation and build-out of their core banking functions. While the drive to overhaul systems is strong, a number of banks are feeling the sting of their decisions.
Unisys Urbis solution is a modular and agile Core Banking system that helps banks meet demands from customers for innovative services while reducing costs, complexity, and exposure to risk. The solution comprises 27 modules supporting mission-critical banking operations, including retail, treasury, private banking, back office operations, risk management, and trading. The system is centered on the bank’s core customer information and provides extensive risk monitoring and settlement capabilities as well as statutory reporting, and its own fully integrated general ledger. The solution can be hosted on a Microsoft Windows environment or on Unisys ClearPath servers.
The Urbis system reduces operational risk, enables up to 25% faster turnaround for interface enhancements, and lowers annual running cost by about 30% when compared to legacy systems.
With Urbis you get:
End-to-End Solution: Urbis is a complete solution with modules supporting all banking functions - from the front to the back office. Our global support network ensures hardware, software, and services for Urbis are readily available.
Technological Versatility: In addition to being a modern .Net solution, Urbis also runs on the Unisys range of Enterprise Servers providing unrivalled scalability.
Reduced Costs and Increased Operational Efficiency: Urbis holds all customer and transactional data centrally in a single integrated database and provides high levels of automation and flexibility.
Customer Intelligence: Operates in real-time with centralized customer records, providing an accurate picture of the customer relationship and value. Comprehensive analytical and reporting capabilities also allow you to get to the data that you require.
Support for Future Growth: With the ability to rapidly introduce new products/updates and services, Urbis provides the flexibility for financial institutions to expand into new areas of business and respond to market trends ahead of the competition.
China System Finance (CSF) - Retail Core Banking Solution for Greater China
Unisys China System Finance (CSF) is a comprehensive retail core banking solution designed for Greater China banks and foreign banks operating in Greater China.
CSF offers core banking solutions for consumers and businesses, including deposit, secured and unsecured loans, payments, funds transfer, clearing, and international payments. The solution also offers extensive risk monitoring and regulatory reporting, as well as customer relationship management.
The system enables real-time updates and insights across channels, in addition to the settlement information and risk exposure updates. Information related to loans and deposits is centrally stored in one database, enabling faster information sharing and reduced complexity of the systems architecture.
With fully centralized customer records and advanced analytical and reporting capabilities, the solution provides a 360 degree view of the customer relationship and enables faster access to the relevant data. This allows banks to introduce new products and services while expanding to new business areas and responding faster to market trends ahead of the competition.
CSF is available in various operating models, including traditional “in house” license-based, as well as a fully outsourced subscription-based model.
Sistema Financiero Bancario (SFB) - Retail Core Banking Solution for Latin America
Sistema Financiero Bancario (SFB) processes all core business requirements, including best practices and regulations for retail banks and co-operatives in the Latin American market. The solution offers an integrated end-to-end functionality with multi-channel capabilities to provide a 360 degree view from customers to bank employees. This enables the clients to gain a consistent experience across all channels including call centers, ATMs, and online and mobile banking. Easy to maintain with a modular design, the solution offers the flexibility and speed needed to deliver value-added products and services.
SFB is designed to centrally manage consumers, members and business information and their relationships with the organization. The solution leverages its flexible product definition capabilities to create new product offerings for consumers. Each product can be associated with a wide range of properties and then bundled based on customer inputs or organizational metrics and goals. The solution manages multi-currency core banking offerings like Savings and Checking accounts, Fixed Term, Consumer and Commercial Lending, and Account General Ledger; and also functional services like bill payments, mobility, settlement, limits, taxes, and collateral management.
One of the major advantages of SFB is its localization capabilities. For financial institutions in Latin America, the support for local business rules, common business practices and regulations is important and varies by country. The solution adheres to the country requirements while keeping the advantage for being one source for global best practices and products.
With Unisys SFB you can lower TCO through:
- Rapid implementation
- Reduced time to market for new products, business rules, and emerging regulations
- Better scalability to support future growth
- Flexible pricing model such as Software-as-a-Service (SaaS)
- End-to-End offering providing hardware, software, and implementation services capabilities that can be supported throughout the Unisys global network