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White Papers


Why You Can

Just as Y2K required major system changes, CEOs now face the impact of the New Basel II Accord. The New Accord is likely to have an even greater impact, one that extends throughout the entire financial organisation.


Who Are You

The demise of traditionally configured Customer Relationship Management is near. Amidst rising public concerns over the privacy of interactions on the Web, at least half-a-dozen bills have been proposed during this session of the U.S. Congress that would limit access to information or tracking over the Internet.


Virtual Espanol

Latin America has the fastest growing Internet market in the world. Just 3% of Latin Americans have regular access to the Internet today, but that number will be growing exponentially.


Transformation through ACORD Standards

See how ACORD standards can revolutionize the insurance industry by providing a new transparency.


Systems Integration

By Paula Darvall
Systems integration has been with us for many years now. But, in a dynamic global financial services' market that is synonymous with change, the demand for integration services has remained one of the few constants.


Money Without Borders

The amount of money traded and exchanged in international currency markets now far exceeds the trade in manufactured goods between nations.


Is Your Check 21 Implementation a Fraud Hazard

Hear from three financial security experts, who explain how Check 21 implementations can lead to spectacular fraud detection failures, and discuss steps to mitigate the risk.


Integration for Insurance Companies

With today's unprecedented merger and acquisition activity, insurers must integrate disparate systems while meeting standards and compliance requirements. Learn more in this advisory report, which explores enabling technologies and delivery models through Unisys 3D Blueprinting -- for increased transparency, cost savings and more.


Identity Theft Prevention and Detection - Are Your Branch Banking Customers at Risk

Read the executive summary of this two-part Unisys study on consumer perceptions of identity theft and how bank personnel address the issue. Full white paper also available for download. (PDF 255 kb)


Finding the Dirty Money

Governments around the world are making concerted efforts to rigorously enforce existing legislation, and put in place, new, more stringent penalties to prevent money laundering and the use of financial systems to fund terrorism.


Cracking the Code to Check 21

By Frank Liddy
Turning Check 21 into a catalyst for transformation that provides cost savings, incremental revenue, higher customer satisfaction and lower transaction risk.


Check Processing: The Challenges Ahead

As the payments landscape changes, banks are evaluating how to leverage the use of image and payment archives. Read on for more information on the major trends, strategies and opportunities...
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The Changing Landscape of Payments

Today's payment systems are a line of business that has been taken for granted, underestimated in importance, and is experiencing rising costs -- maybe it's time for major policy rethinking...
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Business Utilities

Competitors are collaborating in a new outsourcing business model to accelerate transformational change across their industries while improving their business performance and reducing risk.


BPO Viewpoint - When Agility Outweighs Efficiency

Business process outsourcing must mature into transformational and business-utility relationships.


Beyond EMV - Next-Generation Fraud in Europe

In an era in which identity theft has increased in prevalence and fraudsters have become more sophisticated, Europe is bracing for the rollout of EMV chips, and with it, new security challenges. See how fraud detection ecosystems can help banks respond to new threats.


Account Aggregation

Account aggregation poses serious issues for the financial institution. From the concept of being an aggregator to being aggregated, through to the regulatory ramifications. Here we explore the impact of this important new service offering.


A New Blueprint for Successful Merger Integration

By Ralph Welborn
Merger integration is a challenging issue: While the strategic fit may be clear, companies are ultimately guessing how the acquisition will fit from the operational perspective. See how our merger approach can help.


Creating the Super-empowered Agent

Linking disparate product, customer, and underwriting databases can improve agent productivity and create a better customer experience, for increased market advantage.
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A Twisting Road

The euphoria surrounded the Internet began to take hold in 2000 and it was the end of banking as we knew it -- a new era had dawned. However, there is a sharp turn on the horizon. Financial organisations are beginning to realise that a Web-only presence does not give the customer the diversity they require. Internet financial institutions are seriously considering setting up real -- as opposed to just virtual -- branches. The PERSONAL FACTOR has re-emerged.....
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The "Paperless" Bank - A Reality

Document Digitization and Workflow Solutions can transform the branch environment into a customer-focused and cost efficient profit center. Some of the largest and most progressive financial institutions are going “paperless” to influence both top and bottom line results as well as to manage the ever evolving regulatory environment.
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Check 21: Review and Operational Issues

This white paper provides an in-depth look at the scope of Check 21. It includes a discussion of the legislation; its impact on item processing tasks; benefits; industry standards for image security, quality and usability; workflow implications and the Unisys strategy for helping customers comply with Check 21 requirements.
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The Global Future Forum

Conducting business on the Internet can be like exploring a dense wood by night. A mixture of unforeseen threats and opportunities confront businesses as they take those tentative steps into the unknown. Without a map, compass or guiding light the chances are that, before too long, even the most seasoned explorer can end up lost, stumbling blindly in the dark and far from their intended path. In an effort to provide financial service providers with a guiding light Unisys established an independent consortium....
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Experiences in Multi-Bank Collaboration: The Lessons from Payments

Banking competitors worldwide are collaborating in new and innovative ways to create business process utilities -- often in the payments area. Learn why and how has this happened, the lessons learned, and how this trend could spread to other areas of financial services and other industry sectors.
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Beyond the Decline of the Check: New Directions in Retail Payments

Based on demand-side user surveys and interviews with banking executives, this in-depth study presents a comprehensive assessment and strategic analysis of the current and future trends in the payments segment in the U.S.
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