Insights Compendium
Articles
Bank Technology News = Payments Rx: Sleep With the Enemy
Unisys thinks banks needs to eat a little humble pie in their payments channels.
Mergers and Acquisitions Simplified with 3D Blueprinting
Mergers and acquisitions are rife with guesswork and wishful thinking. But Unisys 3D Blueprinting can help by providing the three qualities most critical to success: visibility, traceability, and flexibility.
What I Want
Decision makers in financial services organizations want their suppliers to have a keen grasp of their marketplace, competition and needs - and not to speak in acronyms.
Three Key IT Challenges
Here are three IT challenges bankers face today: security, consolidation and delivery.
The Branch Is Dead, Long Live the Branch
By Eric Schoeniger
Bank branches were supposed to go away. They didn't. But in the near future, they'll look a whole lot different.
One-Stop Bill Payment -- Online
By Kristine Grow
As bill payers go virtual, businesses scramble to find ways to meet the growing needs of online bill presentment and payment. Will financial institutions emerge as key online integrators of customer bills?
Know the Risks of a More Mobile Workforce
By Eric Schoeniger
A growing number of workers are using mobile devices, such as PDAs, smart phones and wireless laptops, to access corporate resources, capture data and take transactions to the customer. Although expediting business, this trend also raises a host of new security concerns. From viruses that target cell phones to hackers who tap into wireless networks to lost or stolen laptops, mobility increasingly puts your information assets at risk.
Info Tech Is Power
Some of the challenges ahead, and strategies for better integrating IT into the many components involved in financial services.
How To Keep Customers
Financial services executives and futurists explore how technology may impact the 2007 financial services market.
From the Ground Up
By Eric Schoeniger
Unisys built Reliance Standard Life Insurance a new system to support core operations and provide a single view of corporate data. The system is changing the way the insurer does business.
Facing Up To The Future
By Tony Ferguson
The future champion bank will prepare its staff to recognize client needs and perform the dual functions of service and advice. It will have its trusted advisors at many customer convenience locations. It will not only aspire to, but will achieve 10-product relationships – completely redefining cost metrics.
Evaluating the Aftermath
By Kristine Grow
The terrorist attacks of Sept. 11 caused organizations to re-evaluate security policies and infrastructure. One year later, what has been the impact on the three industries most affected?
Enhance Your Image
By Kristine Grow
E-imaging has been around since the 1980s. But advances in the ways organizations serve customers and manage data make e-imaging and related workflow solutions more strategic than ever before.
Eight Key Trends
Eight key technology trends that will change banking over the next decade.
Combatting Identity Fraud
By Elazar Katz
The next generation of identity fraud will involve multiple channels and deploy sophisticated fraud automation tools. Addressing the problem requires a team effort and capable technology. This advisory report discusses three key trends, the Unisys approach to developing and implementing effective monitoring and detecting systems and our family of solutions.
Can the Paperless Branch Transform Banking
By Eric Schoeniger
With so many inefficient, paper-intensive processes, bank branches often force customers to wait for even the most routine activities. The solution: integrated document management technologies that reduce bottom-line costs while delivering a better customer experience and top-line gains. Read how paperless processes are revving up branch services.
BPO: Transforming Financial Services Firms into Agile Businesses
In this Q+A with Unisys Financial Services President Dominick Cavuoto, find out how business process outsourcing (BPO) is helping to transform financial services firms into businesses that have the agility to respond to a dynamic marketplace.
Banks Vs Identity Thieves - Who Will Win
With phishing and related scams growing more sophisticated, financial institutions must battle back with integrated detection systems across multiple channels.
Banking in the 21st Century
By Jim Martin
A focus on branch building, process improvement and risk management is helping financial institutions enter a new age of banking.
Bank Mergers and Acquisitions - Set Sail for Success
By Eric Schoeniger
Too many bank mergers end up dead in the water. But what if you could set your compass for success before the ship even left the dock?
And Now for Something Completely Different
By Eric Schoeniger
There are times when every business must transform or perish. How adaptable is your organization? This article examines why change management is critical, how to get employees buy-in, and the role technology plays in change management strategy.
A Measure of Security
By Kristine Grow
If no organization can be 100 percent secure, how can you be sure you've adequately and cost-effectively protected the business?
White Papers
Where Is Your Bank Headed?
Big Winners and Big Losers explains what banks must do now in order to become big winners in tomorrow's payments business.
Why You Can
Just as Y2K required major system changes, CEOs now face the impact of the New Basel II Accord. The New Accord is likely to have an even greater impact, one that extends throughout the entire financial organisation.
Who Are You
The demise of traditionally configured Customer Relationship Management is near. Amidst rising public concerns over the privacy of interactions on the Web, at least half-a-dozen bills have been proposed during this session of the U.S. Congress that would limit access to information or tracking over the Internet.
Virtual Espanol
Latin America has the fastest growing Internet market in the world. Just 3% of Latin Americans have regular access to the Internet today, but that number will be growing exponentially.
Transformation through ACORD Standards
See how ACORD standards can revolutionize the insurance industry by providing a new transparency.
Systems Integration
By Paula Darvall
Systems integration has been with us for many years now. But, in a dynamic global financial services' market that is synonymous with change, the demand for integration services has remained one of the few constants.
Money Without Borders
The amount of money traded and exchanged in international currency markets now far exceeds the trade in manufactured goods between nations.
Is Your Check 21 Implementation a Fraud Hazard
Hear from three financial security experts, who explain how Check 21 implementations can lead to spectacular fraud detection
failures, and discuss steps to mitigate the risk.
Integration for Insurance Companies
With today's unprecedented merger and acquisition activity, insurers must integrate disparate systems while meeting standards and compliance requirements. Learn more in this advisory report, which explores enabling technologies and delivery models through Unisys 3D Blueprinting -- for increased transparency, cost savings and more.
Identity Theft Prevention and Detection - Are Your Branch Banking Customers at Risk
Read the executive summary of this two-part Unisys study on consumer perceptions of identity theft and how bank personnel address the issue. Full white paper also available for download. (PDF 255 kb)
Finding the Dirty Money
Governments around the world are making concerted efforts to rigorously enforce existing legislation, and put in place, new, more stringent penalties to prevent money laundering and the use of financial systems to fund terrorism.
Cracking the Code to Check 21
By Frank Liddy
Turning Check 21 into a catalyst for transformation that provides cost savings, incremental revenue, higher customer satisfaction and lower transaction risk.
BPO Viewpoint - When Agility Outweighs Efficiency
Business process outsourcing must mature into transformational and business-utility relationships.
Beyond EMV - Next-Generation Fraud in Europe
In an era in which identity theft has increased in prevalence and fraudsters have become more sophisticated, Europe is bracing for the rollout of EMV chips, and with it, new security challenges. See how fraud detection ecosystems can help banks respond to new threats.
Account Aggregation
Account aggregation poses serious issues for the financial institution. From the concept of being an aggregator to being aggregated, through to the regulatory ramifications. Here we explore the impact of this important new service offering.
A New Blueprint for Successful Merger Integration
By Ralph Welborn
Merger integration is a challenging issue: While the strategic fit may be clear,
companies are ultimately guessing how the acquisition will fit from the operational
perspective. See how our merger approach can help.
A Twisting Road
The euphoria surrounded the Internet began to take hold in 2000 and it was the end of banking as we knew it -- a new era had dawned. However, there is a sharp turn on the horizon. Financial organisations are beginning to realise that a Web-only presence does not give the customer the diversity they require. Internet financial institutions are seriously considering setting up real -- as opposed to just virtual -- branches. The PERSONAL FACTOR has re-emerged.....
The Global Future Forum
Conducting business on the Internet can be like exploring a dense wood by night. A mixture of unforeseen threats and opportunities confront businesses as they take those tentative steps into the unknown. Without a map, compass or guiding light the chances are that, before too long, even the most seasoned explorer can end up lost, stumbling blindly in the dark and far from their intended path. In an effort to provide financial service providers with a guiding light Unisys established an independent consortium....
Outside Opinions
End of Youth Culture
The Unisys Global Future Forum brings together experts from technological, political, academic, business and cultural arenas to brainstorm and speculate about the future and its implications for the retail financial service industries.
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